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Our Debt Consultants will be in touch with your quote as soon as they receive your submission.

Debt Relief

Debt relief is available to help distressed borrowers avoid bankruptcy and attain financial freedom over a relatively short period. 1st-debt.com is a leading provider of such debt relief services with a proven record of helping clients settle their loans with creditors and collection agencies.

1st-debt.com's skilled and certified consultants have ample experience in negotiating with creditors and collection agencies to provide debt relief for our clients. Our company is accredited to the highest industry standards and we abide by a strict professional code of ethics in all our dealings. We are proud of the following accreditation and professional memberships:

Accredited by BSI for best practices in the debt relief industry according to The Association of Settlement Companies (TASC) standards
United States Organization for Bankruptcy Alternatives (USOBA) member
Better Business Bureau member
California Chamber of Commerce member
Dun & Bradstreet member
Net Check member

Debt Relief - How To Get Started

We offer debt relief services to borrowers who have at least $10,000 in unsecured debt, and whose financial situation creates hardship in making the required payments. Debt relief is not available to people who are gainfully-employed and able to make minimum payments on their obligations without undue difficulty. To find out if you qualify, you can fill out our online consultation request form, or call us toll free at 1-888-734-2570 for a short 10 minute interview. We guarantee our clients a smooth hassle-free consultation process. During your interview, if you qualify, we will provide you a quote for our services along with a proposal for your new more affordable monthly debt payments. Our consultants will also negotiate with your creditors and collection agencies to provide you the following benefits:

Reduce your combined unsecured debt by up to 40 to 60 percent
Reduce interest rates
Eliminate or reduce late fees and penalties
Clear debt in 12 to 36 months and repair your credit score
Avoid bankruptcy
A single lower monthly payment - your debt relief consultant handles distribution and communications with all your creditors

In most cases, debt relief settlements are reached after only several phone calls with your creditors and collection agencies. Once an agreement is made, the conditions are binding and the parties cannot change their minds in the future. So once you have made all your payments according to the settlement, you are free of that debt forever!

Debt relief services are the best option for borrowers who want to avoid bankruptcy. In some cases, the borrower's financial situation may be so grave that bankruptcy is the only recourse. Insolvency can lead to long-term damage to one's credit record and reputation. However, often a debt settlement is possible and both creditors and collection agencies are usually just as eager as the borrower to avoid bankruptcy proceedings. To find out if you qualify for our debt relief services, please fill out our consultation request form, or call our office toll free at 1-888-734-2570 for a no-hassle consultation with our consultants.

Debt Relief Solutions | Debt Relief Guide | Is debt relief for you? | Debt Relief Options